UO Second Age

I remember reds banking on the edge of the roof at Empath Abbey, so I am fairly certain that the guard line was a bit further back than it is here. Here's a screen shot of what the guard line currently looks like and what I remember it being.

Since I started playing before T2A, it's possible that my memories of reds on the roof are of the pre-T2A era, and that at some point they changed the line, but I don't think so. I played well into Renaissance, and while I didn't spend a hell of a lot of time in Yew, I don't remember that line ever changing. I don't remember there being a time where it wasn't the case that reds could use the bank there. Lemme know if you remember the same thing.

I always used Yew bank on my reds...

It should be accessible to reds.. AFAIK
But I think it depends on the fact that the Bankers need to be within reach to hear you say the words "bank" otherwise the bank is only accessible to those inside or at the wall.
It was always 50/50 when I played if I'd get to open it or not- depending on how far the bankers were.

Ocllo had simliar rules, because the banker was closer to the east portion of the bank.

You could definately bank in occlo for as long as I have played.