I know 50% of uo is based on gathering of wealth,still i dont found it all that funny.I have a home myself(a small one

So my question is:wich template is the cheapest to play,but still funny?
Heres what im thinking about:
a combat thief:seems pretty cheap,plus the part of the reequipping is a fun part itself(steal from other players)
a tank:is he effective with just 30 each regs and a gm hally?
a scout:a guy with stealth,tracking,and magery,to do idoc,house looting,corpse looting in dungeons,and such.Maybe the cheapest,but i think u cant simply decide to go in to action whenever u want,u have to wait for the house to dacay or the fool to die.As i say before,i want to play the game,and waiting in the same spot for 2 hours isnt exactly "play".its ok once in a while,but too often it become boring.what do u think about this?
Any other suggestion is welcome.
O,and i want some sort of pvp character,not pvm.(not strictly pvp,but a template that deals with other players in some way)
Thank you all.