I know that we are trying to keep the shard within the bounds and limits of how it was set up during T2A but I'm wondering if there has ever been talk about making a money lending system for young new players who want to macro their skills up but don't have the time to kill monsters etc... or if their bank is full of items and they have no place to put them they could get a quick loan for that house they always wanted.
Older players could somehow lend money to them, accepting items or housing as collateral and then charge a certain interest fee. Now that I'm typing it out it sounds a little too complicated to implement but it's something to think about. Clearly the lenders would have to be FDIC insured...
Britannia Banking Sector?
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Posts in this forum are expected to be constructive, realistic and civil. Inflamatory or off topic posts will be removed.
Posts in this forum are expected to be constructive, realistic and civil. Inflamatory or off topic posts will be removed.
Re: Britannia Banking Sector?
I need a 50k loan.
Re: Britannia Banking Sector?
The problem is there is no way to enforce it. If the items were desired and valid as collateral, the person could just sell them and get his house. And if a person decides not to pay you can't repossess the house or do anything to punish the person.
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brandonsantacruz
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Re: Britannia Banking Sector?
Hmmm, guess people are stuck playing the game to advance their characters thenRonk wrote:The problem is there is no way to enforce it. If the items were desired and valid as collateral, the person could just sell them and get his house. And if a person decides not to pay you can't repossess the house or do anything to punish the person.
You can always run 2 clients, one macroing magery or whatever and one gathering resources for it.
Re: Britannia Banking Sector?
This would work for people who already have something of value. But for the new people how would we guarantee to get our money back.Doogie Howser MD wrote:Older players could somehow lend money to them, accepting items or housing as collateral and then charge a certain interest fee.
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Doogie Howser MD
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Re: Britannia Banking Sector?
obviously it would require collections and I dont think the gms are up to knocking on people's doors and asking for their money...
but maybe if someone didn't pay their debt then they would turn grey to that person who lent them the money and they could pk them whenever they wanted without consequence until it was paid up:)
Kind of like a loan shark- ever seen a lock, stock, and two smoking barrels?
but maybe if someone didn't pay their debt then they would turn grey to that person who lent them the money and they could pk them whenever they wanted without consequence until it was paid up:)
Kind of like a loan shark- ever seen a lock, stock, and two smoking barrels?